Designation:Relationship Manager - Credit & Policy Group
Company Name:Leading Bank
Key Skills: Mba Finance Credit Policy Term Loan Banking Credit Appraisal Relationship Management Sales Bank Guarantee Financial Risk Risk Analysis Corporate Banking Credit Risk
Sector: Banking,Financial services,Insurance
Industry Vertical: RetailBanking
Functional Area: Credit Analysis
Experience: 02-06yrs
CTC: -Lacs
Location: Chandigarh,Delhi,Kolkata,Mumbai,
Job Posted on: 14-03-2017
Prefered Level: Junior
Job code: DR143/2017
Job Description:
Key deliverables : - Credit appraisal of mid-sized companies across diversified sectors - Meetings with the management & promoters of the company and factory/site visit for detailed understanding of the business from credit appraisal point of view - Business risk analysis comprising of a broad understanding of the industry, in general, and clients business profile, in particular, including management evaluation - Financialrisk analysis based on historical and future projected financials using CMA - Identification of key credit issues and preparation of report after analyzing the major risk areas and giving recommendation on the basis of analysis. - Presentation of cases to the sanctioning committees and discussion in detail on the merits and potential risks of a case Person Requirements: - Good communication and presentation skills, negotiation skills with ability to interact with people at various levels of the organization and outside environment, strong sales and relationship management skills. - Should have basis knowledge of the fund bases and non-fund based lending products: Fund based: Cash Credit, Overdraft, Term Loan etc. Non fund based: Letter of Credit, Bank Guarantee etc. - The candidate should be CA or MBA (finance) with credit appraisal experience for SMEs / mid corporates with reasonable understanding of industry, business models and CMA analysis. Competencies: - Interpersonal effectiveness and influencing skills - Ability to speak with conviction using data and logic. - Analytical - Ability to break the complex issues into smaller more manageable chunks, ability to look at trends and interrelationships, ability to understand the underlying needs of the clients. - Process orientation- Ability to manage information in structured and systematic manner.
Company Profile:
Leading Bank
Additional mail id:
Contact Details:
Company:Launch Networks
Contact Person:Tapan Sinha
Kolkata,West Bengal,India,,
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